Bruce Parmenter, CKA- Financial Advisor

Faith-Guided Financial Counsel for Purposeful Planning
At Proverbs & Purpose Financial, Bruce Parmenter, CKA® helps individuals and families across Lakeland and the greater Tampa to Orlando area make financial decisions that reflect their faith and long-term priorities. As a Certified Kingdom Advisor® (CKA®), Bruce integrates professional financial planning with biblical principles, guiding clients to be thoughtful about not only how their money grows, but where it is invested and what it supports.

Holistic Financial Planning
Thoughtful, coordinated planning designed to bring clarity and alignment to every part of your financial life. We help connect planning decisions across protection, priorities, and tax-efficient strategies that support long-term direction.

Comprehensive financial planning and coordination
Insurance planning and risk management strategies
Cash flow and budgeting guidance
Tax-efficient planning strategies coordinated across income and retirement
Ongoing review and plan adjustments
Values-Aligned Investing
Investment strategies designed to reflect your personal and Christian values while supporting long-term goals and responsible risk management.

Faith-based and values-aligned investment approaches
Portfolio construction based on goals and risk tolerance
Ongoing portfolio monitoring and rebalancing
Long-term investment discipline
Clear explanation of strategy and structure
Retirement & Income Planning
Strategies focused on creating reliable income, managing risk, and coordinating withdrawals in a tax-aware manner as you prepare for or live in retirement.

Retirement income planning and distribution strategies
Tax-efficient income and withdrawal approaches
Social Security timing considerations
Required minimum distribution (RMD) guidance
Longevity and healthcare planning considerations
Estate & Legacy Planning
Planning designed to help protect what you’ve built and support intentional legacy and charitable goals aligned with your faith and family priorities.

Beneficiary review and coordination
Working alongside estate planning professionals
Charitable giving and legacy planning strategies
Planning considerations to help reduce unnecessary tax impact on heirs and gifts
Organizing assets for clarity and continuity
Biblically Responsible Investing (BRI) investing / Faith Driven Investing (FDI) has certain risks based on the fact that the criteria excludes securities of certain issuers for non-financial reasons and, therefore, investors may forgo some market opportunities and the universe of investments available will be smaller. All investing involves risk including loss of principal. No strategy assures success or protects against loss.

I founded Proverbs & Purpose Financial with the belief that financial guidance should be grounded in biblical wisdom, thoughtful counsel, and a clear sense of purpose. Guided by the principle that we are called to be faithful stewards of what God has entrusted to us, my work focuses on helping individuals, families, churches, and veterans align their financial decisions with their values and long-term calling.

I am a Certified Kingdom Advisor® (CKA®) with over two decades of experience in financial services, and I hold education from Indiana Wesleyan University, with earlier studies at Schoolcraft College. Before entering the industry, I proudly served in the United States Marine Corps from 1986 to 1990, reaching the rank of Corporal (E-4).

My practice emphasizes Christian financial strategies, retirement and income planning, investments, charitable giving, and wealth preservation. I am especially passionate about helping churches strengthen their stewardship programs and educating families on tax-efficient giving strategies, including charitable planning considerations for individuals over age 70½. I also feel a strong calling to serve veterans, assisting with practical needs such as housing and food resources, while helping them and their families better understand the benefits available to them during life and as part of legacy planning.

Outside of work, I enjoy fishing and golfing with my family. I may not be great at either, but I value the time together and the opportunity to slow down and reconnect. Through Proverbs & Purpose Financial, my mission is to provide wise, faith-centered guidance that helps clients plan thoughtfully, live generously, and move forward with confidence.